Max Gardner is the only Bankruptcy Attorney in Kern County who is AV Rated for Ethics by his peers, and who is a Certified Bankruptcy Specialist by the State Bar of California.
Chapter 7 Bankruptcy
Chapter 7 allows you to discharge your debt and most often keep your home and other assets.
Chapter 11 Bankruptcy
Chapter 11 Bankruptcy allows your business to remain in operation and retain control over most or all of your assets.
Chapter 13 Bankruptcy
Chapter 13 is an option if you can’t file Chapter 7 and/or wish to pay taxes or catch up your house payment.
– Affiliations –
Bakersfield Bankruptcy Attorney – Max Gardner
Experienced, Effective, Affordable
Representing clients in Bakersfield, Kern County, Inyo County
Max Gardner was admitted to the California State Bar in December, 1987 and has primarily focused his practice in Bankruptcy law since 1990. He is an AV rated attorney by Martindale Hubbell and a Certified Specialist in Bankruptcy law by the State Bar of California, Board of Legal Specialization.
Max Gardner represents debtors, creditors, trustees, and creditors’ committees in Chapters 7, 11, 12 and 13. He has extensive bankruptcy litigation experience in trying cases involving dischargeability of debts, preferences, fraudulent conveyances, objections to claims, objections to exemptions, plan confirmation and a variety of other actions obtaining declaratory relief from the Bankruptcy Court.
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– Recent Articles –
American Credit Card Debt is at One Trillion Dollars – Bakersfield Bankruptcy Attorney
Per multiple news sources last week. The amount of credit card debt held by Americans has reached $1 trillion dollars. Per CNN: Americans’ credit card debt levels have just notched a new, but undesirable, milestone: For the first time ever, they’ve surpassed $1...
U.S. Household Debt Increased by $1 Trillion in 2021, the Most Since 2007
The Reuters news organization reported on February 8, 2022 that over $4.5 trillion in mortgages were originated in 2021, reaching a historic high for the database, which goes back to 1999. Mortgage balances increased by $258 billion in the fourth quarter to $10.93...
A National Rush to File Bankruptcy Was Predicted During COVID-19. It Never Happened. But the Filings are Coming.
My Bankruptcy colleagues and I predicted a tsunami in Bankruptcy filings beginning in mid to late 2020 and even today. Interestingly enough, it never happened. In fact, 2021 was the lowest national filing statistically since 2000. Personally, my consumer filings...
– What Our Clients Are Saying –
“Mr. Gardner was our attorney in a Chapter 11 case that dragged on for over a year. He never stopped trying to get our claim removed from the court and was finally successful. He showed deep concern for us and we know he tried his very best every step of the way. We finally prevailed and are very happy to have made this friend.“
“I found Max to be accessible, responsive and prompt in handling my legal needs. He got the situation handled the same day I called him for help.”
“Max did a great job and did not judge us. He stopped the collection calls and was honest and helpful. Max lifted the weight off our shoulders. We should have called Max sooner!”