by Max Gardner | Sep 16, 2017 | bankruptcy lawyer
Bankruptcy Lawyer | Is it Possible to Avoid Bankruptcy Bankruptcy Lawyer | As the years roll by, the number of clients from Bakersfield, Kern and Inyo counties who have consulted me about bankruptcy are well into the thousands. We are currently in a period of...
by Max Gardner | Sep 10, 2017 | bankruptcy lawyer
Bankruptcy Lawyer | Warning Signs of Debt – Credit Card Problems & Stress Bankruptcy Lawyer | How do you know when you may need help managing your money and debts? There are some definite warning signs, which may indicate that you need assistance with debt...
by Max Gardner | Sep 7, 2017 | bankruptcy attorney
Bankruptcy Attorney | Create a Budget to Get Out of Bad Debt Bankruptcy Attorney | Did you make any resolutions this year? Many people plan to shed the extra pounds that are dragging them down – but does that include weight from your bad debt? It’s amazing how...
by Max Gardner | Jan 1, 2017 | bankruptcy lawyer
Bankruptcy Lawyer | FINANCIAL NEW YEAR RESOLUTIONS Bankruptcy Lawyer | FINANCIAL NEW YEAR RESOLUTIONS Lessons learned by a Bakersfield Bankruptcy Lawyer I am often asked if bankruptcy filings increase after the new year on the assumption that people top off their...
by Max Gardner | Nov 22, 2016 | bankruptcy lawyer
Bankruptcy Lawyer | 10 Simple Ways to Stretch Your Holiday Budget Pt. 2 Bankruptcy Lawyer | Make your own gifts. From baked goods to holiday decorations to clothing, there are plenty of homemade gifts those on your list would be happy to get. Use cash for your...
by Max Gardner | Nov 22, 2016 | bankruptcy lawyer
Bankruptcy Attorney | 10 Simple Ways to Stretch Your Holiday Budget Bankruptcy Attorney | The holiday season is upon us, and for many people, that means spending too much. So much, in fact, that many people will be paying off those holiday shopping bills well into the...
by Max Gardner | Nov 16, 2016 | bankruptcy attorney
Bankruptcy Attorney | Avoiding Bankruptcy—How Much Can I Afford? Bankruptcy Attorney | As the years go by in my bankruptcy practice here in Bakersfield, a mantra I often repeat when asked what causes people to have to file, I say: “too much house, too much car.” In...
by Max Gardner | Nov 10, 2016 | bankruptcy attorney
Bankruptcy Attorney | Consumer Debt Increasing As Is Potential For Default Bankruptcy Attorney | The Federal Reserve reported Monday that total consumer borrowing rose $19.3 billion in September to $3.7 trillion outstanding. Consumer debt has climbed at an annual pace...
by Max Gardner | Oct 31, 2016 | bankruptcy attorney
Bankruptcy Attorney | What To Do If You Are Sued In Small Claims Court Pt. 3 Bankruptcy Attorney | Be Ready to Negotiate If you actually owe the debt, be prepared to negotiate a settlement — you can often settle for pennies on the dollar. This is especially true...
by Max Gardner | Oct 30, 2016 | bankruptcy attorney
Bankruptcy Attorney | What To Do If You Are Sued In Small Claims Court Pt. 2 Bankruptcy Attorney | Find Out Who Filed the Lawsuit Was the lawsuit filed by the original creditor or a third-party debt collector? If it’s a third-party debt collector, they’ll...