by shawndrone | Mar 3, 2022 | bankruptcy attorney, bankruptcy lawyer, Client Information
The Reuters news organization reported on February 8, 2022 that over $4.5 trillion in mortgages were originated in 2021, reaching a historic high for the database, which goes back to 1999. Mortgage balances increased by $258 billion in the fourth quarter to $10.93...
by Max Gardner | Feb 15, 2022 | bankruptcy attorney, bankruptcy lawyer
My Bankruptcy colleagues and I predicted a tsunami in Bankruptcy filings beginning in mid to late 2020 and even today. Interestingly enough, it never happened. In fact, 2021 was the lowest national filing statistically since 2000. Personally, my consumer filings...
by Max Gardner | Jan 15, 2022 | bankruptcy attorney, bankruptcy lawyer, Client Information
California recently increased the amount of homestead exemption that can be claimed. The new law went into effect January 1, 2021. Under Assembly Bill 1885, for example, the amount of homestead exemption that can be claimed in a Bankruptcy case in Bakersfield and...
by Max Gardner | Jun 10, 2021 | bankruptcy attorney, bankruptcy lawyer
I have practiced Bankruptcy law in Bakersfield now for over 30 years. The quality of law practiced by me and my colleagues serving Kern and Inyo counties is high. I have seen problems arise from time to time and almost always, it is a result of a breakdown in...
by Max Gardner | Sep 16, 2017 | bankruptcy lawyer
Bankruptcy Lawyer | Is it Possible to Avoid Bankruptcy Bankruptcy Lawyer | As the years roll by, the number of clients from Bakersfield, Kern and Inyo counties who have consulted me about bankruptcy are well into the thousands. We are currently in a period of time...
by Max Gardner | Sep 10, 2017 | bankruptcy lawyer
Bankruptcy Lawyer | Warning Signs of Debt – Credit Card Problems & Stress Bankruptcy Lawyer | How do you know when you may need help managing your money and debts? There are some definite warning signs, which may indicate that you need assistance with debt...
by Max Gardner | Sep 7, 2017 | bankruptcy attorney
Bankruptcy Attorney | Create a Budget to Get Out of Bad Debt Bankruptcy Attorney | Did you make any resolutions this year? Many people plan to shed the extra pounds that are dragging them down – but does that include weight from your bad debt? It’s amazing how...
by Max Gardner | Jan 1, 2017 | bankruptcy lawyer
Bankruptcy Lawyer | FINANCIAL NEW YEAR RESOLUTIONS Bankruptcy Lawyer | FINANCIAL NEW YEAR RESOLUTIONS Lessons learned by a Bakersfield Bankruptcy Lawyer I am often asked if bankruptcy filings increase after the new year on the assumption that people top off their...
by Max Gardner | Nov 22, 2016 | bankruptcy lawyer
Bankruptcy Lawyer | 10 Simple Ways to Stretch Your Holiday Budget Pt. 2 Bankruptcy Lawyer | Make your own gifts. From baked goods to holiday decorations to clothing, there are plenty of homemade gifts those on your list would be happy to get. Use cash for your...
by Max Gardner | Nov 22, 2016 | bankruptcy lawyer
Bankruptcy Attorney | 10 Simple Ways to Stretch Your Holiday Budget Bankruptcy Attorney | The holiday season is upon us, and for many people, that means spending too much. So much, in fact, that many people will be paying off those holiday shopping bills well into the...
