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U.S. Household Debt Increased by $1 Trillion in 2021, the Most Since 2007

U.S. Household Debt Increased by $1 Trillion in 2021, the Most Since 2007

by shawndrone | Mar 3, 2022 | bankruptcy attorney, bankruptcy lawyer, Client Information

The Reuters news organization reported on February 8, 2022 that  over $4.5 trillion in mortgages were originated in 2021, reaching a historic high for the database, which goes back to 1999. Mortgage balances increased by $258 billion in the fourth quarter to $10.93...
A National Rush to File Bankruptcy Was Predicted During COVID-19. It Never Happened. But the Filings are Coming.

A National Rush to File Bankruptcy Was Predicted During COVID-19. It Never Happened. But the Filings are Coming.

by Max Gardner | Feb 15, 2022 | bankruptcy attorney, bankruptcy lawyer

My Bankruptcy colleagues and I predicted a tsunami in Bankruptcy filings beginning in mid to late 2020 and even today.  Interestingly enough, it never happened.  In fact, 2021 was the lowest national filing statistically since 2000.  Personally, my consumer filings...
Change in California Homestead Protects You From the Crazy Rise in Home Values – New Bankruptcy Exemptions

Change in California Homestead Protects You From the Crazy Rise in Home Values – New Bankruptcy Exemptions

by Max Gardner | Jan 15, 2022 | bankruptcy attorney, bankruptcy lawyer, Client Information

California recently  increased the amount of homestead exemption that can be claimed.  The new law went into effect January 1, 2021.  Under Assembly Bill 1885, for example, the amount of homestead exemption that can be claimed in a Bankruptcy case in Bakersfield and...
Questions to Ask Your Kern County, Inyo County, Bankruptcy Lawyer

Questions to Ask Your Kern County, Inyo County, Bankruptcy Lawyer

by Max Gardner | Jun 10, 2021 | bankruptcy attorney, bankruptcy lawyer

I have practiced Bankruptcy law in Bakersfield now for over 30 years. The quality of law practiced by me and my colleagues serving Kern and Inyo counties is high. I have seen problems arise from time to time and almost always, it is a result of a breakdown in...
U.S. Household Debt Increased by $1 Trillion in 2021, the Most Since 2007

Bankruptcy Lawyer | Is it Possible to Avoid Bankruptcy

by Max Gardner | Sep 16, 2017 | bankruptcy lawyer

Bankruptcy Lawyer | Is it Possible to Avoid Bankruptcy Bankruptcy Lawyer | As the years roll by, the number of clients from Bakersfield, Kern and Inyo counties who have consulted me about bankruptcy are well into the thousands. We are currently in a period of time...
Bankruptcy Lawyer | Warning Signs of Debt – Credit Card Problems & Stress

Bankruptcy Lawyer | Warning Signs of Debt – Credit Card Problems & Stress

by Max Gardner | Sep 10, 2017 | bankruptcy lawyer

Bankruptcy Lawyer | Warning Signs of Debt – Credit Card Problems & Stress Bankruptcy Lawyer  | How do you know when you may need help managing your money and debts? There are some definite warning signs, which may indicate that you need assistance with debt...
Bankruptcy Attorney | Create a Budget to Get Out of Bad Debt

Bankruptcy Attorney | Create a Budget to Get Out of Bad Debt

by Max Gardner | Sep 7, 2017 | bankruptcy attorney

Bankruptcy Attorney | Create a Budget to Get Out of Bad Debt   Bankruptcy Attorney  | Did you make any resolutions this year? Many people plan to shed the extra pounds that are dragging them down – but does that include weight from your bad debt? It’s amazing how...
Bankruptcy Lawyer | FINANCIAL NEW YEAR RESOLUTIONS

Bankruptcy Lawyer | FINANCIAL NEW YEAR RESOLUTIONS

by Max Gardner | Jan 1, 2017 | bankruptcy lawyer

Bankruptcy Lawyer | FINANCIAL NEW YEAR RESOLUTIONS   Bankruptcy Lawyer | FINANCIAL NEW YEAR RESOLUTIONS Lessons learned by a Bakersfield Bankruptcy Lawyer I am often asked if bankruptcy filings increase after the new year on the assumption that people top off their...
Bankruptcy Lawyer | 10 Simple Ways to Stretch Your Holiday Budget Pt. 2

Bankruptcy Lawyer | 10 Simple Ways to Stretch Your Holiday Budget Pt. 2

by Max Gardner | Nov 22, 2016 | bankruptcy lawyer

Bankruptcy Lawyer | 10 Simple Ways to Stretch Your Holiday Budget Pt. 2   Bankruptcy Lawyer | Make your own gifts. From baked goods to holiday decorations to clothing, there are plenty of homemade gifts those on your list would be happy to get.  Use cash for your...
Bankruptcy Attorney | 10 Simple Ways to Stretch Your Holiday Budget

Bankruptcy Attorney | 10 Simple Ways to Stretch Your Holiday Budget

by Max Gardner | Nov 22, 2016 | bankruptcy lawyer

Bankruptcy Attorney | 10 Simple Ways to Stretch Your Holiday Budget Bankruptcy Attorney | The holiday season is upon us, and for many people, that means spending too much. So much, in fact, that many people will be paying off those holiday shopping bills well into the...
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Bankruptcy Attorney at Law Bakersfield, CA

We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

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dmgardner@dmaxlaw.com

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Latest Articles

  • U.S. Household Debt Increased by $1 Trillion in 2021, the Most Since 2007
  • A National Rush to File Bankruptcy Was Predicted During COVID-19. It Never Happened. But the Filings are Coming.
  • Change in California Homestead Protects You From the Crazy Rise in Home Values – New Bankruptcy Exemptions
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