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U.S. Household Debt Increased by $1 Trillion in 2021, the Most Since 2007

U.S. Household Debt Increased by $1 Trillion in 2021, the Most Since 2007

by shawndrone | Mar 3, 2022 | bankruptcy attorney, bankruptcy lawyer, Client Information

The Reuters news organization reported on February 8, 2022 that  over $4.5 trillion in mortgages were originated in 2021, reaching a historic high for the database, which goes back to 1999. Mortgage balances increased by $258 billion in the fourth quarter to $10.93...
A National Rush to File Bankruptcy Was Predicted During COVID-19. It Never Happened. But the Filings are Coming.

A National Rush to File Bankruptcy Was Predicted During COVID-19. It Never Happened. But the Filings are Coming.

by Max Gardner | Feb 15, 2022 | bankruptcy attorney, bankruptcy lawyer

My Bankruptcy colleagues and I predicted a tsunami in Bankruptcy filings beginning in mid to late 2020 and even today.  Interestingly enough, it never happened.  In fact, 2021 was the lowest national filing statistically since 2000.  Personally, my consumer filings...
Change in California Homestead Protects You From the Crazy Rise in Home Values – New Bankruptcy Exemptions

Change in California Homestead Protects You From the Crazy Rise in Home Values – New Bankruptcy Exemptions

by Max Gardner | Jan 15, 2022 | bankruptcy attorney, bankruptcy lawyer, Client Information

California recently  increased the amount of homestead exemption that can be claimed.  The new law went into effect January 1, 2021.  Under Assembly Bill 1885, for example, the amount of homestead exemption that can be claimed in a Bankruptcy case in Bakersfield and...
Questions to Ask Your Kern County, Inyo County, Bankruptcy Lawyer

Questions to Ask Your Kern County, Inyo County, Bankruptcy Lawyer

by Max Gardner | Jun 10, 2021 | bankruptcy attorney, bankruptcy lawyer

I have practiced Bankruptcy law in Bakersfield now for over 30 years. The quality of law practiced by me and my colleagues serving Kern and Inyo counties is high. I have seen problems arise from time to time and almost always, it is a result of a breakdown in...
Bankruptcy Attorney | Create a Budget to Get Out of Bad Debt

Bankruptcy Attorney | Create a Budget to Get Out of Bad Debt

by Max Gardner | Sep 7, 2017 | bankruptcy attorney

Bankruptcy Attorney | Create a Budget to Get Out of Bad Debt   Bankruptcy Attorney  | Did you make any resolutions this year? Many people plan to shed the extra pounds that are dragging them down – but does that include weight from your bad debt? It’s amazing how...
Bankruptcy Attorney | Avoiding Bankruptcy—How Much Can I Afford?

Bankruptcy Attorney | Avoiding Bankruptcy—How Much Can I Afford?

by Max Gardner | Nov 16, 2016 | bankruptcy attorney

Bankruptcy Attorney | Avoiding Bankruptcy—How Much Can I Afford? Bankruptcy Attorney | As the years go by in my bankruptcy practice here in Bakersfield, a mantra I often repeat when asked what causes people to have to file, I say:  “too much house, too much car.”   In...
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Bankruptcy Attorney at Law Bakersfield, CA

We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

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Latest Articles

  • U.S. Household Debt Increased by $1 Trillion in 2021, the Most Since 2007
  • A National Rush to File Bankruptcy Was Predicted During COVID-19. It Never Happened. But the Filings are Coming.
  • Change in California Homestead Protects You From the Crazy Rise in Home Values – New Bankruptcy Exemptions
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