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U.S. Household Debt Increased by $1 Trillion in 2021, the Most Since 2007

U.S. Household Debt Increased by $1 Trillion in 2021, the Most Since 2007

by shawndrone | Mar 3, 2022 | bankruptcy attorney, bankruptcy lawyer, Client Information

The Reuters news organization reported on February 8, 2022 that  over $4.5 trillion in mortgages were originated in 2021, reaching a historic high for the database, which goes back to 1999. Mortgage balances increased by $258 billion in the fourth quarter to $10.93...
Change in California Homestead Protects You From the Crazy Rise in Home Values – New Bankruptcy Exemptions

Change in California Homestead Protects You From the Crazy Rise in Home Values – New Bankruptcy Exemptions

by Max Gardner | Jan 15, 2022 | bankruptcy attorney, bankruptcy lawyer, Client Information

California recently  increased the amount of homestead exemption that can be claimed.  The new law went into effect January 1, 2021.  Under Assembly Bill 1885, for example, the amount of homestead exemption that can be claimed in a Bankruptcy case in Bakersfield and...
BANKRUPTCY FILINGS ARE STILL DOWN . . . FOR NOW

BANKRUPTCY FILINGS ARE STILL DOWN . . . FOR NOW

by Max Gardner | Nov 6, 2015 | Client Information

Bankruptcy filings have continued at a consistent rate of decline since 2011.  The following chart is re-produced from the www.uscourts.gov website that illustrates the downward trend in both business and non-business cases: Business and Non-business Filings Years...
Summer Fun Doesn’t Have To Put The Heat On Your Budget – Summer Savings Tips

Summer Fun Doesn’t Have To Put The Heat On Your Budget – Summer Savings Tips

by Max Gardner | Jun 30, 2015 | Client Information

The kids are out of school and July is right around the corner. Summer is here and many of us in Bakersfield, California are just trying to stay cool and make it through the season without spending too much. With temperatures soaring well above 100⁰, the summer months...
What Types of Exemptions Can You Claim in California?

What Types of Exemptions Can You Claim in California?

by Max Gardner | Jun 24, 2015 | Client Information

When you file for bankruptcy, there are a number of decisions you must make, including, what type of exemptions to claim. In many states, you can choose between state exemptions or the federal exemption system. However, under California’s bankruptcy law, you do...
Divorce and Bankruptcy: How to Navigate Two of Life’s Stresses

Divorce and Bankruptcy: How to Navigate Two of Life’s Stresses

by Max Gardner | Jun 15, 2015 | Client Information

Dealing with tough legal challenges can be a stressful experience, especially if you need to take your case to court. However, while through bankruptcy or divorce proceedings is difficult, the silver lining is that it often represents an opportunity for a fresh start,...
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Bankruptcy Attorney at Law Bakersfield, CA

We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

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D. Max Gardner – Attorney at Law
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Bakersfield, CA 93301

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dmgardner@dmaxlaw.com

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Latest Articles

  • U.S. Household Debt Increased by $1 Trillion in 2021, the Most Since 2007
  • A National Rush to File Bankruptcy Was Predicted During COVID-19. It Never Happened. But the Filings are Coming.
  • Change in California Homestead Protects You From the Crazy Rise in Home Values – New Bankruptcy Exemptions
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