Bankruptcy Attorney | How We Can Help

Bankruptcy Attorney |  A person who owes money to several creditors may need the advice of a bankruptcy attorney. When a person is in heavy debt, financial security disappears. Creditors may call the person on a daily basis demanding immediate payment.

Procrastination Does Not Eliminate Debts

When the debtor does not have the necessary means to make payments, it is time to take action. A bankruptcy lawyer can help the debtor get back into financial shape. Bankruptcy law permits people to either reduce the amount of debts or completely eliminate all money that is owed.

Some Debts are Never Erased

People who are thinking about filing for bankruptcy status may not realize that the law only permits forgiveness of specific debts. While monies owed for utilities and similar bills are typically forgiven, other debts continue to exist after the person has declared bankruptcy status. For instance, court mandated alimony payments to an ex-spouse are not forgiven just because a person is bankrupt.

Understanding the Entire Picture

A consultation with an attorney informs the prospective client about which debts are forgiven and which debts remain. After speaking with a lawyer, the debtor has a better comprehension of what to expect.

A Lawyer Informs Clients about their Options

When a person makes an appointment to have a consultation with a bankruptcy attorney, the prospective client receives pertinent information regarding legal rights. Bankruptcy law is complex. People who can afford to hire a lawyer benefit from working with a person who understands the various nuances related to bankruptcy law.

An Attorney Answers Perplexing Questions

Overwhelming feelings of confusion and uncertainty often accompany a person who owes large sums of money to creditors. The individual does not know how to stop creditors from making harassing telephone calls or how to get out of debt. With rapidly diminishing funds at the persons disposal and the inability to pay back the borrowed money, a persons best option is to speak with a bankruptcy attorney.

An Attorney relieves the stress.

One of the most rewarding aspects of my practice is to alleviate stress in the lives of my clients. What knowledge of the process and impact of bankruptcy I am able to convey provides relief because understanding takes the unknown out of what happens to you in times of financial stress.

If you are considering filing Chapter 11 Bankruptcy in Bakersfield for your business, get advice sooner, rather than later. Call Max Gardner  Bankruptcy Attorney at 661-888-4335