Bankruptcy Attorney | Do I Really Need a Bakersfield Lawyer?
Bankruptcy Attorney | Filing for bankruptcy is a serious decision that should never be made in the heat of the moment. Unfortunately, all too many Californians file for bankruptcy without getting expert advice about their financial situation and options. Because bankruptcy has a long-lasting effect on an individual’s life, it’s essential to approach the court process with caution and informed guidance.
Is Hiring a Bankruptcy Attorney Really Necessary?
For many individual who are living with financial distress, pressure from creditors or the threat of foreclosure, hiring an attorney to help with a bankruptcy case may seem like an unnecessary expense. However, it’s important to remember that bankruptcy is a complex legal process. Going into it without guidance can result in frustration and increased financial woes. There are at least four important reasons to hire a bankruptcy atorney before deciding to file.
Knowing if Bankruptcy is the Right Choice
Bankruptcy seems like a viable option to many Californians, but it’s not always the right choice. There are cases where pre-bankruptcy interventions can be just as effective as filing for bankruptcy. Because bankruptcy attorneys work with a wide array of clients, they are able to judge when filing makes sense and when another course of action might be better.
Filling Out Court Documents
Court paperwork isn’t always straightforward. Many inexperienced individuals make basic mistakes when filling out paperwork. While that might not seem like a big deal at first, it can significantly hold up a bankruptcy filing and make the already-confusing court process even more difficult.
Choosing the Right Property Exemptions
Claiming the right property exemptions is crucial in bankruptcy. It’s how individuals protect property such as vehicles and family heirlooms. Unfortunately, understanding property exemptions in California can be difficult. A bankruptcy attorney is knowledgeable on current exemption laws and will work to protect property whenever possible.
Creditors are allowed to file motions in many bankruptcy cases. For individual consumers, handling these motions can range from incredibly stressful to impossible. An attorney can counter motions and make legal arguments before a judge in an attempt to protect a client’s interests.
Our office can assist you in determining whether bankruptcy is the right choice for you, and which chapter under the Bankruptcy Code would provide you with the most relief. To schedule a free consultation with a knowledgeable Bakersfield bankruptcy attorney about filing a Chapter 7 bankruptcy in Kern County, please call our office today at 661-888-4335 .