by Max Gardner | Feb 23, 2015 | Client Information
When you file for Chapter 13 bankruptcy, you will be able to keep all of your property but are responsible for creating a repayment plan that helps you to pay off your debts over a set period of time (usually three to five years). This makes it a favorable option to...
by Max Gardner | Feb 2, 2015 | Client Information
When seeking bankruptcy protection, keeping your home out of foreclosure is one of the ways in which your life can remain somewhat normal. However, mortgage lenders can be relentless in trying to foreclose on your home at a time when you have numerous other financial...
by Max Gardner | Jan 21, 2015 | Client Information
Filing for bankruptcy protection can offer a form of relief for individuals facing overwhelming debt, and eventually may lead to a fresh financial start. Chapter 7 is one of the most common types of bankruptcy, and it involves assets being sold so that creditors can...
by Max Gardner | Dec 11, 2014 | Client Information
When a person is struggling with debt, sometimes the best option is filing for bankruptcy. Bankruptcy allows a person to eliminate some of their debt and reorganize their finances in order to get a fresh start. However, there is one type of debt that has been...
by Max Gardner | Dec 4, 2014 | Client Information
When you decide to keep certain items of personal property in bankruptcy, you must still pay for those items. One way to continue payments is by signing a reaffirmation agreement that acts as a brand-new contract for the property, such as your house or car. One...
by Max Gardner | Sep 12, 2014 | Client Information |
Nearly 1.2 million Americans filed for bankruptcy in 2012. Of those, 70 percent filed under Chapter 7 of the bankruptcy code, meaning that although their assets had to be sold off, they were able to walk away from most of their debts within a matter of months. The...