by Max Gardner | Jun 18, 2014 | Client Information
One of my favorite old Saturday Night Live sketches was a preview of a mock-horror movie starring John Belushi as an unwanted house guest who was sticking around too long. The name of the movie was The Thing That Wouldn’t Leave. A Bankruptcy discharge is...
by Max Gardner | May 23, 2014 | Client Information
Many years ago I read an article in the Los Angeles Times that cited a statistic to the effect that nearly all people who filed Bankruptcy, regretted it. Something like 90 percent. I am not sure how that figure was obtained. If you ask someone who filed if he/she...
by Max Gardner | May 12, 2014 | Client Information
This area of Bankruptcy law deals with a lot of ‘twos.’ There are two components of a Bankruptcy: assets and debts. There are two kinds of debts: dischargeable and non-dischargeable. There are two kinds of assets: exempt and non-exempt. There are two...
by Max Gardner | May 10, 2014 | Client Information |
Hard to believe that we are closing in on ten years since Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). The most significant impact on consumer bankruptcies was the creation of the means test, which is an exercise in completing...
by Max Gardner | May 9, 2014 | Client Information |
When should I talk to a Bankruptcy attorney? Over the years, most business clients come in for a consultation when they are at the end of the line, making the prospect of reorganizing and surviving with the the current business more difficult. There are warning signs...
by Max Gardner | May 9, 2014 | Client Information
My debtor practice is focused in the United States Bankruptcy Court for the Eastern District of California. The Bankruptcy Court is headquartered in Sacramento. Two Bankruptcy judges residing in Fresno “ride circuit” once a month to Bakersfield to conduct...
