by Max Gardner | Jun 24, 2015 | Client Information
When you file for bankruptcy, there are a number of decisions you must make, including, what type of exemptions to claim. In many states, you can choose between state exemptions or the federal exemption system. However, under California’s bankruptcy law, you do...
by Max Gardner | Jun 15, 2015 | Client Information
Dealing with tough legal challenges can be a stressful experience, especially if you need to take your case to court. However, while through bankruptcy or divorce proceedings is difficult, the silver lining is that it often represents an opportunity for a fresh start,...
by Max Gardner | Jun 3, 2015 | Uncategorized
Filing for bankruptcy can be a very challenging experience. For many people, the biggest question is related to which types of debt can be discharged. One type of debt that many find confusing are court judgments. Court judgments are awards plaintiffs have won against...
by Max Gardner | May 22, 2015 | Client Information
There is good news in the world of business — bankruptcy filings are down. After years of sluggish economic conditions after the recession of 2008, there is reason to believe that the worst is behind us, as new research shows that bankruptcy filings are far lower now...
by Max Gardner | May 14, 2015 | Client Information
When you’re struggling with debt, it may seem like there is no way out. Even if you have always been timely in paying your bills and have made good decisions, you may still struggle with debt due to unforeseen circumstances, such as the loss of a job or an injury...
by Max Gardner | May 6, 2015 | Client Information
When individuals are away on active military duty, it is understandable that they cannot always stay up to date on their obligations back home. Because these brave men and women are making such a tremendous sacrifice for their country, there are laws in place to...
by Max Gardner | Apr 21, 2015 | Client Information
Temperatures rising, flowers blooming and birds singing. The signs that spring has sprung seem to be everywhere you look. For many people, the arrival of spring brings spring-cleaning and the removal of clutter from around the household. However, the organizing...
by Max Gardner | Apr 14, 2015 | Client Information
Bankruptcy is a time to take stock of your current assets as well as your debts. Chapter 13 bankruptcy proceedings require that you put all of your disposable income into a repayment plan in order to pay down your outstanding debts. However, you may be wondering if...
by Max Gardner | Feb 23, 2015 | Client Information
When you file for Chapter 13 bankruptcy, you will be able to keep all of your property but are responsible for creating a repayment plan that helps you to pay off your debts over a set period of time (usually three to five years). This makes it a favorable option to...
by Max Gardner | Feb 2, 2015 | Client Information
When seeking bankruptcy protection, keeping your home out of foreclosure is one of the ways in which your life can remain somewhat normal. However, mortgage lenders can be relentless in trying to foreclose on your home at a time when you have numerous other financial...
